I agree with Bruce. This one is underexposed. I do like the texture of the water, which is still visible due to the light coming from a very low angle.
Thi smight be a nice scene, but I'm afraid it's a bit too underexposed to tell. The brightness of the clouds and reflection just isn't enough, and there is frankly too much noise from the scan in the portions of the frame that should be dark (looking at the bar below, what should be zone 0 show up as zone II). Perhaps an adjustment to the brightness and contrast (or even an automatic contrast adjustment in your image editing program) might fix it up. Adding too much brightness will bleach the color out of the sky, however, so you may need to try several settings before you've gotten it right. Also, if you haven't calibrated your monitor (using the shaded bar below) make sure you do, so that black on your monitor looks like black on ours.
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